Chapter 1
12:15
Reborn, my first act was rejecting my parents‘ $50K allowance–and taking a predatory loan instead.
In my past life, my roommate Jessica bound me to a “system” that swapped our finances. No matter what, my account never held over $30.
With my money, she became the campus queen–dating heartthrob Ethan Virtue while painting me as her pitiful charity case. Wh- en I showed bank statements, every transfer magically shrank to $30.
Jessica would flash her phone, crocodile tears gleaming: “See? My parents send $50K monthly. Why can’t Freda face reality?”
The backlash was vicious. Relatives who defended me died in “accidents.” My body withered mysteriously. Finally, Ethan’s friends dragged me into the woods–I died after hours of torture.
Then I woke up, back in time.
This time, I’d see how long the campus princess lasted without my money–and with crushing debt.
“Seriously, Freda, you’re pathetic. All your designer clothes were bought with handouts, and you have the nerve to be flashier than Jessica?”
“She’s so generous to you, and you just waste her money. If Jessica wasn’t such a saint, she would’ve kicked you ago!”
“Say something! Stop playing dead! Get on your knees and apologize to her right now, or we’ll make you.”
to
the curb ages
The jeers echoed in my ears, and for a dizzying moment, I struggled to place myself. Then it hit me. I was truly reborn, thrown back to the very day my roommate, Jessica Price, used her system to frame me as a poor student living off her charity.
Seeing my silence, Jessica stepped forward, her voice dripping with fake empathy. “Freda, don’t tell me you’re going to claim that money came from your parents. That you’re the rich one? If that’s the case, why don’t you show everyone your bank balance?” She smiled sweetly. “Or better yet, have your parents wire you a few hundred thousand right now. That would shut us all up.”
Last time, I fell for it. I stared at my thirty–dollar balance in disbelief and frantically called my parents, begging them to send more money. My desperation to prove the truth only played into her hands, funneling immense wealth directly into her account and solid- ifying her status as the campus queen. When I held up my phone to show the incoming transfers, the numbers had magically cha- nged to pocket change.
In an instant, I became a public enemy, accused of being a vain, selfish leech who was bleeding her poor, hardworking parents dry.
As I was plotting my next move, the campus heartthrob, Ethan Virtue, finally spoke up, his voice laced with contempt. “Freda, it’s over. Stop being so stubborn. A vain, selfish person like you doesn’t deserve Jessica’s kindness. The thought of you chasing after me makes my skin crawl!”
His brow furrowed in disgust as he strode forward and shoved me hard. I stumbled and fell to the ground.
It was ironic. During freshman orientation, he had approached me, commenting on the beautiful necklace I wore and asking if he could borrow it to buy a similar one for his mother,
Now, a sharp pain shot through my shoulder where I’d hit the floor. The crowd around us erupted in cheers, shouting th
done the right thing.
Ethan had
no move to help
- up.
”
This only fueled Jessica’s performance. She bit her lip, looking down at me with tear–filled eyes, making Freda, I can’t believe it’s come to this. We’re roommates. All you had to do was admit you were wrong. I would have forgiven you.
TH
ne
12:15
1216
Chapter 1
Why do you have to be so stubborn and twist the truth…?”
“Who said I was going to be stubborn?”
I gritted my teeth and pushed myself up from the ground, forcing a smile. “I’m so sorry, your highness. I was being vain. I took the
money you gave me and bought all this stuff. As punishment, I’ll donate every last piece to charity for them to sell.”
I looked at her with wide, pleading eyes. “I hope you can find it in your heart to forgive me and… continue supporting me.”
The crowd, which had been ready to tear me apart, fell silent. They exchanged confused glances, unsure of what to say.
Jessica was stunned. A flicker of panic crossed her eyes. “Freda, you don’t have to do that. If you’re really sorry, maybe you should sell the items first and then donate the cash. What if the charity damages them…?”
“Oh, I’m sure the professionals can handle it.”
If I sold them first, would there be any money left for me to donate? It would go straight to her account.
turned away, my expression turning to ice. I pulled out my phone, opened a predatory loan app, and applied for a small, one–hund-
red–dollar loan.
As expected, the moment the loan was approved, the money never hit my account.
1 refreshed the app. The name on the loan agreement was now Jessica Price.
So, the system was thorough. It didn’t just swap money; it swapped the source, too.
I almost laughed out loud.
Jessica, your nightmare is just beginning.
